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Lesson Plans for Teachers

 
Money Lesson Plans for Grades 3-6 from CCCS
 
Welcome to the CCCS Educational Resources for Teachers! CCCS strongly believes that personal finance education in early years is critical for our children's future.
 
 
  These money lesson plans and resources are designed to provide educators with strategies for teaching personal finance education in the classroom. As you prepare students to become more knowledgeable consumers, wise savers and investors, responsible users of credit, and careful decision makers, CCCS encourages you to visit these web pages frequently to discover innovative methods of teaching a responsible relationship to personal finance.

CCCS has developed this site with money lesson plans designed for use in grades 3 - 6. These lessons teach personal finance concepts through the use of children's books. We encourage you to visit us often for new ideas for your classroom.

These printable lessons include
  • a lesson description,
  • a personal finance concepts list,
  • cross-curricular connections,
  • instructional objectives,
  • detailed procedure steps,
  • activity sheets and visuals,
  • assessment techniques, and
  • extension/enrichment recommendations.

    We hope that your students enjoy these money lessons and that you will return again soon to the CCCS Educational Resources for Teachers.
  •  
     
     
      The Berenstain Bears' Trouble with Money  
      Students read about the cubs' spendthrift ways and how Mama and Papa Bear teach them to earn and save. Students learn about figures of speech, and they create "critter banks" in which they can begin to save.  
     
      Four Dollars and Fifty Cents  
      In this lesson, students use the book, Four Dollars and Fifty Cents, to discover ways that creditors can obtain payment from reluctant debtors.  
     
      A Gift for Mama  
      In this lesson, students read a story about a young girl named Sara. Sara has always made gifts for her family for special occasions. For Mother's Day, Sara decides she wants to buy a gift for her mother. After reading and discussing the story, students will create a booklet in which they've illustrated Sara's short-term savings goal and their own short-term savings goal.  
     
      Kermit the Hermit  
      This lesson will examine spending and saving decisions related to the book, Kermit the Hermit, a crab who wished to repay a poor boy's kindness but couldn't figure out how.  
     
      The Leaves in October  
      In this lesson, students read a story about a family living in a shelter. The daughter, Livvy, and a friend, Belinda, sell tissue roses. They share their profits. Belinda spends her money; Livvy saves her. Students learn about different places to save their money and the advantages and disadvantages of each. They also learn that spending and saving decisions have opportunity costs.  
     
      Not for a Billion Gazillion Dollars  
      Students read a book about Matthew Martin who wants a new computer program. He has no savings, and he's in debt to most of his classmates and his parents. His parents share their experiences of buying on credit and getting out of debt. Matthew uses his allowance to pay off his debts and saves until he can buy the computer program. Students learn about the advantages and disadvantages of saving and credit, and they have an opportunity to obtain homework passes on credit.  
     
      Toy Craze  
      In this lesson, students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to learn about spending, collecting, opportunity cost, saving, and speculating.  


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