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7000 Peters Creek Rd., Roanoke, Virginia
1-866-260-5994 |
CCCS of Southwest Virginia |
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Credit Bureaus and Credit Reports |
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Credit bureaus are private companies that maintain your credit history. They collect information reported to them by banks, mortgage companies, department stores and other creditors about your credit accounts and compile it into a credit report.
The credit report tells how you've managed your credit in the pasts. Companies look to credit reports to determine your credit worthiness. If your report indicates that you've maintained your credit well, you shouldn't have a problem receiving additional credit when needed, provided you have enough income to qualify for additional credit. If on the other hand, you have a poor credit history, you could be turned down for additional credit based on negative information contained in your credit report.
When a creditor denies your request for credit based on information in your credit report, the creditor must indicate that and name the bureau that provided the information. Bureaus are required by law to share with you any information they have on file about you.
View your credit history in seconds! Click here to get your free credit report today!
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CCCS, A Division of Money Management International
Regional Headquarters - 7000 Peters Creek Rd., Roanoke, Virginia
Corporate Address - 9009 West Loop South, Seventh Floor, Houston, TX 77096 |
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