Plan to eliminate your credit card debt quickly with the help of CCCS of Southwestern Virginia's free credit counseling services. Then you can focus on getting your debt down to the best number of all: zero.

Credit is readily available than ever before and our free credit counseling services can help you use credit wisely. The major credit card networks (VISA, MasterCard, Discover, and American Express) spent more than $800 million on ads in 2001. Individual card issuers spent about $10 billion marketing credit cards during that same year. In fact, according to CardWeb.com, the average person receives about one credit card offer every other week; the average household receives more than one per week. Cardweb.com also estimates that 20 percent of cardholders are “maxed out.” If you are part of this percentage, contact our free credit counseling services.

Of course, credit experts know that adopting a “simple spending plan” is not always so simple, especially for people who have a natural tendency to spend more than they make. If this is true in your case, get help from our free credit counseling services to develop a healthy financial plan. Our trained credit counselors will provide you with free credit counseling services.