Our credit counseling services can help you understand a Virginia credit report. In fact, our Virginia credit report counseling services can guide you on what actions to take after interpreting your Virginia credit report.

One factor to consider after reading your Virginia credit report is interest charges that you may paying on your credit cards. According to Cardweb.com, the average U.S. household pays about $950 in interest charges each year. That is why many consumers are drawn to a type of financing that boasts a reduced interest for a specified time—usually between six and twelve months. While introductory rates can save you some money in the short-term, consumers must be aware of what and when will happen to those low rates after the initial period ends. Not fulfilling your payments can have a negative impact on your Virginia credit report.

CCCS of Southwestern Virginia counselors, your preferred choice for credit card counseling services can help consumers understand their Virginia credit report. To visit with a trained CCCS of Southwestern Virginia counselor, call toll-free 1- 866-260-5994 - 24 hours a day, 7 days a week.

Learn more about the Virginia credit report.